Online Banking - 42019 Words

Internet Banking Table of Contents Chapter–1– Introduction 0 Chapter–2– Internet Banking a new medium 7 Chapter--3 - International experience 19 Chapter -4 -The Indian Scenario 33 Chapter- 5- Types of risks associated with Internet banking 41 Chapter- 6- Technology And Security Standards For Internet - Banking 49 Chapter -7 - Legal Issues involved in Internet Banking 74 Chapter- 8- Regulatory and supervisory concerns 84 Chapter–9 - Recommendations 98 Annexure 1 111 Annexure 2 112 Annexure 3 113 Annexure 4 115 Chapter–1– Introduction 1.1 Background 1.1.1 Banks have traditionally been in the forefront of harnessing technology to improve their products, services and efficiency. They have, over a long time, been†¦show more content†¦A new form of competition has emerged both from the existing players and new players of the market who are not strictly banks. 1.1.4 The Regulatory and Supervisory concerns in i-banking arise mainly out of the distinctive features outlined above. These concerns can be broadly addressed under three broad categories, viz, (i) Legal and regulatory issues, (ii) Security issues and (iii) Supervisory and operational issues. Legal issues cover issues relating to the jurisdiction of law, validity of electronic contract including the question of repudiation, legal / regulatory environment and gaps between the existing and electronic trade etc. On the question of jurisdiction the issue is whether to apply the law of the area where access to Internet has been made or where the transaction has finally taken place. Allied too is the issue where the income has been generated and who should tax such income. There are still no definite answers to these issues. 1.1.5 Security of i-banking transactions is one of the most important areas of concerns to the regulators. Security Issues include questions of adopting internationally accepted state-of-the art minimum technology standards for access control, encryption, firewalls, certification of digital signature, Public/Private Key Infrastructure (PKI) infrastructure etc. The regulator is equally concernedShow MoreRelatedOnline Banking1281 Words   |  6 PagesONLINE BANKING is the banking service that allows the customers to conduct financial transactions on the computerized networks such as internet through secure website with a particular bank. Online banking has no physical presence so the customer can perform banking activities at any place which has got the internet network. Online banking comprises of two things that is internet banking and sim banking. Online banking through traditional banks enable customers to perform all routine transactionsRead MoreOnline Banking1507 Words   |  7 PagesTABLE OF CONTENTS 1. INTRODUCTION 3 1.1. Background Information 3 1.2. Research Problem 3 1.3. Objectives 4 1.3.1 Project Objectives 4 1.3.2 System Objectives 4 1.4. Significance of the Study 5 2. LITERATURE REVIEW 6 2.1. Online Banking 6 2.2. History of Online Banking 6 2.3. General Statistics 7 1. INTRODUCTION 1.1. Background Information Jumuia Bank is a renowned bank in Kenya which has over 46 branches nationwide in Kenya. Its headquarters is located in Nairobi in Hurlingham, LenanaRead MoreOnline Banking2072 Words   |  9 PagesOnline Banking: How Technology has Affected the Bank Industry Aluscine Kabia Diana Mickle Jennifer Ross Betty Tekeste University of Phoenix COM525: Managerial Communication and Ethics Edward L. Dempsey March 14, 2005 Modern technology has set the stage for today s industries to adopt faster, more effective and efficient tools to improve their business and productivity. A vast majority of organizations within various industries are using new technology to introduce changes to theirRead Moreonline banking project3880 Words   |  16 Pagesthat Mr. Sudipta Kumar Biswas a student of B.Com Honours in Accounting Finance of Sursuna College under the University of Calcutta has worked under my supervisor and guidance for his project work and prepared a project Report with the title Online Banking. The project report, which he is submitting, is genuine and original work to the best of my knowledge. Signature: Read MoreAssignment on Online Banking3560 Words   |  15 PagesTERM PAPER ON ONLINE BANKING SERVICE IN BANGLADESH 1. DEFINITION OF ONLINE BANKING Online banking  is a service offered by banks that allows  account  holders to access their account data via the Internet. In order to take advantage of online banking, an account holder would need to meet several technological requirements, such as having a personal computer with Internet access and web browser. If those conditions are satisfied, online banking can be performed from anywhere in the world. To minimizeRead MoreOnline Banking System11309 Words   |  46 Pages1. Introduction Online banking is an internet based account management service that allows to view our account balances and transaction transfer funds between authorized accounts, initiate loan payments, request stop payments on checks, order personal checks, download transaction information into your computer communicate with the bank using e-mail, and can include bill payment services bill payment services. On-line storage refers to a file of information (like a file on students orRead More Online Banking Essay1983 Words   |  8 PagesOnline Banking: How Technology has Affected the Bank Industry Aluscine Kabia Diana Mickle Jennifer Ross Betty Tekeste University of Phoenix COM525: Managerial Communication and Ethics Edward L. Dempsey March 14, 2005 Modern technology has set the stage for today’s industries to adopt faster, more effective and efficient tools to improve their business and productivity. A vast majority of organizations within various industries are using new technology to introduceRead MoreOnline Banking in Bangladesh6399 Words   |  26 PagesChapter 1 1.1 Introduction Internet Banking is growing popular day by day in Bangladesh. A number of private as well as local banks are going online now considering the demand and necessity of fast banking. Internet banking not only provides banking facility round the clock but also helps a country to get attached to the international economy as well as business. People throughout the world are now getting engaged with more activity and business and hence need the fast and anytime access to his/herRead MoreOnline Banking Project3550 Words   |  15 Pageshave been doing this, and internet banks continue the same function. The only difference is in the way the transactions are made. We all know about internet banking and most of us use it quite often as well, but few of us actually understand about the history of internet banking and how it all came out. Knowing the history of internet banking can be incredibly useful, especially since it will allow us to have more respect for the little things that we take for granted. Computers themselves have reallyRead MoreMaybank Online Banking2132 Words   |  9 PagesOnline Banking Time is a precious commodity. Traffic jams, parking woes and a busy schedule can be a hassle to your banking needs. Maybank2u.com is an instant online banking service that our valued customers can access from the desktop or laptop - anytime, anywhere - at your leisure and convenience. Cash Management BEING IN FULL CONTROL OF YOUR BUSINESS MEANS THE CHANCE TO DO MORE Online banking has become an important facet in everyday living. The fusion of internet technology

What Is Nature Or What It - 1491 Words

What is nature? The answer to that question is different on not only a cultural basis but also on a person-to-person basis. When many people are confronted with people of different viewpoints or opinions on a particular subject they often have the desire to conform that person’s options to their own. This creates a binary way of thinking. You either agree or disagree. This binary really is not affective however especially when discussing the topic of what is nature or what is natural. We all have different connotations attached to the word nature. None of these connotations are wrong they are just different. They are a product of our religion, our biology, and the experiences of our life. There have been many interesting pieces of writing that have ether directly or indirectly defined nature to us what nature is. Whether it is an acenet story passed down though oral tradition through out generations or modern writing, we have always looked to define nature not just for ourselves but for others around us. Take the Salinan Indian Creation Story for instance. Most creation stories explain the world as being created by a male human like figure. This is not the case however for the Salinan people. They believe that they were created by a bald eagle. This bald eagle with the help of a coyote gave man life (The American Yawp Reader). This singular variation in their creation story arguably has completely made their relationship with the natural world different from that of forShow MoreRelatedWhat Is Nature Or What It?1480 Words    |  6 Pages What is nature? The answer to that question is unique not only on a cultural basis but also unique to every person. When many people are confronted with different viewpoints or opinions on a particular subject, they often have the desire to conform that person’s opinions to their own. This creates a binary way of thinking. You either agree or disagree. This binary really is not effective, however, when discussing the topic of what is nature or what is natural because it is not a question that hasRead MoreWhat Is Human Nature?1735 Words   |  7 Pageswanted to know all about universal human nature, such as why all human beings are alike. Secondly, out of the Enlightenment, we have an intellectual ability to understand the world through science. Defined, science is an empirical methodology in which accurate descriptive data is logically analyzed, resulting in defensible, logical conclusions. The dilemma with answering the question, â€Å"What is human nature?†, was tha t our gathered information on human nature at the time was inadequate to our set purposeRead MoreWhat Is Human Nature?2010 Words   |  9 PagesIntro: What is human nature? Recently I heard the story of Edd, a man who begin therapy after being found on a kitchen floor with a knife, several vicious wounds, and no knowledge of how he got there. In his first therapy session the therapist asked about family and medical history, and finally life events leading up to the â€Å"kitchen incident,† as Edd termed it. After Edd filled him in on his struggle with depression and suicide and explained the â€Å"kitchen incident,† The therapist exclaimed, â€Å"You’reRead MoreWhat Defines The Law Of Nature? Essay1668 Words   |  7 PagesJulie Barba Mrs. Yennie Comp/Lit 4 March 2015 Identity Thieves What defines the law of nature? Our genetic makeup is what makes us individual from others, an unplanned decision that no one had control over; it was a decision dictated by nature. This scenario is the concept of the law of nature, something made by nature that cannot be influenced or changed by man. In 2013, the Supreme Court ruled that human DNA cannot be patented but synthetic DNA (cDNA) is patent eligible because it is artificiallyRead MoreWhat Is The Competitive Nature Of Productivity?874 Words   |  4 PagesThe competitive nature of global enterprise drives firms to produce high quality goods and services and pushes them to offer these goods and services at a fair market value price. From time to time, one concern that is overlooked is the long run growth of firms’ production possibilities, which can be driven by advancements in technology, investment in capital stock, and the daily projection of human capital frontiers, to name a few (Stiroh). However, productivity , an amount of output per hour ofRead MoreAnalysis Of What Nature Suffers To Groe1124 Words   |  5 Pagesâ€Å"What Nature Suffers to Groe† by Mart A. Stewart is a historical nonfiction book that describes the geography, nature, and hardships of the life and landscape in the colony of Georgia when it was first settled. Chapter one, titled â€Å"The Georgia Plan† describes how Georgia was colonized so those in the overcrowded debtor’s prisons in England had a place to go and work. Chapter one also talks about the influence of the Native Americans in Georgia the Spanish around them. Chapter two, â€Å"The InhabitedRead MoreWhat Is Revealed About Human Nature941 Words   |  4 PagesWhat is revealed about human nature (from Gen 1-2)? In Genesis one and two, it provides a full understanding of God’s creations and wisdom of human nature because it is free from evil. Human nature is revealed from Genesis one with God creating the Earth and the Heavens and creating the man of his likeness. The Bible explains how God created Adam, from dust and was placed in the Garden of Eden (Genesis 2:7). The Bible explains humanity was created to work and serve (Genesis 2:15). SubsequentlyRead MoreWhat We Learn: Nature or Nurture1150 Words   |  5 Pagestherapist becomes a second person view point of a book that merely uses reflective speech to guide the person by stating what the person is already saying thus instructing them to be their own guide. While acting as this second eye view, thats like a mirror of the persons own cognitions, the therapist uses genuineness by throughly hearing what the person is saying and genuinely applies what the therapist perceives towards the persons self-fulfillment, otherwise giving insight in a self confident way. ThroughRead MoreWhat Is Knowledge? : Nature Of Belief, Justification And Truth Essay1581 Words   |  7 Pages The topic, â€Å"What is knowledge?† can be taken many ways. Knowledge is a justified belief, one that is different opinion. Knowledge is the basis to which beliefs are known, whereas an opinion is a belief which is not known. Unit III A focuses on the etymology of the word knowledge which is defined as the study of epistemology. Philosophy finds its â€Å"true beginning† from the study of epistemology. To have knowledge means to find an equal ground between true beliefs and justified beliefs. For the basisRead MoreWhat Are The Rights A Person Has, Their Nature And Their Sources? Essay1514 Words   |  7 Pages Professor Michael Izady Midterm Faisal M Al Jawhary Pace University What are the rights a person has, their nature and their sources? 1. First describe and name all the rights that you as a person/human being have. (a. natural, b. social contractual, c. legal, d. religious, and e. filial rights). their sources and what types of rights supersede others and why. The way of humanity to the modern understanding of human rights was long. The core element of a legal status of human

Travel and tourism Free Essays

Student Name: Cheryl Facial Define Tourism: Tourism is when someone travels within their own country or to another country such as Spain, weather it is for leisure or business reason and for all other purposes. Types of Tourism Description: Example: Describe Domestic: A domestic holiday Is where someone who lives In the UK travel to another part of the LIKE. An elderly couple who lives Bradford goes on a two week holiday to Scarborough. We will write a custom essay sample on Travel and tourism or any similar topic only for you Order Now Describe Outbound: An outbound holiday is when someone who travel out of the UK to a different entry. A group of friends from Liverpool goes on holiday to Pizza to have fun. Describe Inbound: An inbound holiday is when someone who live in a different country that comes to the I-J. A Chinese doctor travel to London for a medical convention. VISITOR TYPE Identify Tourism type (domestic/inbound/outbound. When someone goes on holiday to relax and have fun. A family of five goes to Disneyland Paris. This is an outbound holiday. When someone stays in they own country or goes to another country for a business eating. A business woman from London travel to Paris for meeting This Is an outbound holiday. 1 OFF When someone travels to visit family and friends. A girl from Bradford goes to London to visit her auntie. This is a domestic holiday. EDUCATION When a group of school student goes on an educational trip. To Normandy for a history trip. SPORT Year ten student goes When someone goes to a sporting event trip such as football. A football fan from Spain come to the I-J to watch the final of the champion league This is an inbound holiday. How to cite Travel and tourism, Papers

Grapes of Wrath Biblical Alusion Essay Example For Students

Grapes of Wrath: Biblical Alusion Essay John Steinbeck always makes it a point to know about his subjects first hand. His stories always have some factual basis behind them. Otherwise, he does not believe that they will be of any value beyond artistic impression. Therefore, most of his novels take place in California, the site of his birth and young life. In preparation for writing his novels, Steinbeck would often travel with people about whom he was going to write. The Grapes of Wrath was no exception to his other works. To prepare for it, he joined migrants in Oklahoma and rode with them to California. When he got to California, he lived with them, joining them in their quest for work. By publishing these experiences and trials of the migrants he achieved an effect that won him the Nobel Prize for literature in 1962. The writing of The Grapes of Wrath coincided with the Great Depression. This time of hardship and struggle for the rest of America gave Steinbeck inspiration for his work. Other peoples stories of everyday life became issues for Steinbeck. His writings spoke out against those who kept the oppressed in poverty and therefore was branded as a Communist because of his voice. Although, it did become a bestseller and receive countless awards, his book was banned in many schools and libraries. However, critics never attacked The Grapes of Wrath on the artistic level and they still consider it a beautifully mastered work of art. More than any other American novel, it successfully embodies a contemporary social problem of national scope in an artistically viable expression.1 In The Grapes of Wrath, Steinbeck utilizes Biblical imagery and allusions to illustrate the struggle of the Joad family as a direct parallel with that of the Hebrew people. Steinbeck bolsters the strength of structure and character development in the book through Biblical allusions and imagery. Peter Lisca has noted that the novel reflects the three-part division of the Old Testament exodus account which includes captivity, journey, and the promised land.2 The Joads story is a direct parallel with that of the Hebrews. Just as the Hebrews were captives of the Pharaoh, the Joads are captives of their farm. Both make long and arduous journeys until they reach their promised land. Israel is the final destination for the Hebrews and California plays the same role for the Joads. Hunter mentions several of the parallels in the novel. When the Joads embark on their journey, there are twelve members which corresponds to the twelve tribes of Israel who are leaving the old order behind. They mount the truck in ark fashion, two by two, as Noah Joad observes from the ground. This chapter ten scene is an allusion to the story of Noahs Ark: 3 . . . the rest swarmed up on top of the load, Connie and Rose of Sharon, Pa and Uncle John, Ruthie and Winfield, Tom and the preacher. Noah stood on the ground looking up at the great load of them sitting on top of the truck. 4 Grampas character is an allusion to the story of Lots wife. He is unable to come to grips with the prospect of a new life, and his recollection of the past results in his death. Lots wife died in the same manner. She turned into a pillar of salt when she looked back into her past. The parallel is emphasized by the scripture verse, a direct quotation from Lot, which Tom uses to bury him with.5 Uncle Johns character resembles that of the Biblical character Ananias because he withholds money from the common fund just as Ananias did. Both characters are similar in their selfish desires and they each undergo a moment of grace when they admit to their sins thus becoming closer to God. .u5ce6203dade2ab82ef9b73392f7e9d16 , .u5ce6203dade2ab82ef9b73392f7e9d16 .postImageUrl , .u5ce6203dade2ab82ef9b73392f7e9d16 .centered-text-area { min-height: 80px; position: relative; } .u5ce6203dade2ab82ef9b73392f7e9d16 , .u5ce6203dade2ab82ef9b73392f7e9d16:hover , .u5ce6203dade2ab82ef9b73392f7e9d16:visited , .u5ce6203dade2ab82ef9b73392f7e9d16:active { border:0!important; } .u5ce6203dade2ab82ef9b73392f7e9d16 .clearfix:after { content: ""; display: table; clear: both; } .u5ce6203dade2ab82ef9b73392f7e9d16 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u5ce6203dade2ab82ef9b73392f7e9d16:active , .u5ce6203dade2ab82ef9b73392f7e9d16:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u5ce6203dade2ab82ef9b73392f7e9d16 .centered-text-area { width: 100%; position: relative ; } .u5ce6203dade2ab82ef9b73392f7e9d16 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u5ce6203dade2ab82ef9b73392f7e9d16 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u5ce6203dade2ab82ef9b73392f7e9d16 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u5ce6203dade2ab82ef9b73392f7e9d16:hover .ctaButton { background-color: #34495E!important; } .u5ce6203dade2ab82ef9b73392f7e9d16 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u5ce6203dade2ab82ef9b73392f7e9d16 .u5ce6203dade2ab82ef9b73392f7e9d16-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u5ce6203dade2ab82ef9b73392f7e9d16:after { content: ""; display: block; clear: both; } READ: Love is worth the inevitable pain Essay Lewis suggests that Tom Joad is an illuminating example of what Steinbeck considers to be the picaresque saint.7 Tom also serves as a Moses-type leader of the people as they journey toward the promised land. Like Moses, he has killed a man and had been away for a time before rejoining his people and becoming their leader. Like Moses he has a younger brother(Aaron-Al) who serves as a medium for the leader. Shortly before reaching the destination, he hears and rejects the evil reports of those who have visited the land(Hebrew spies- Oklahomans going back).8 This parallel ends before the completion of the story just as most others in the novel do. Many parallels are not worked out completely and as Hunter notes, the lack of detailed parallel seems to be deliberate, for Steinbeck is reflecting a broader background of which the exodus story is only a part.9 Several Biblical allusions come from New Testament stories. Most prevalent among these allusions is the role of Jim Casy as a Christ figure. Hunter provides a plentiful supply of parallels between the life of Jim Casy and the messiah whose initials he bears. Just as Christ did, he embarks upon his mission after a long period of meditation in the wilderness. He corrects the old ideas of religion and justice and selflessly sacrifices himself for his cause. 10 Unlike the parallel of Tom and Moses, this one is followed and completed throughout the novel. The annunciation of Casys message and mission sets the ideological direction of the novel before the journey begins just as the messiah concept influences Jewish thought for centuries before the New Testament times.11 Only gradually does he make an impression on the Joads who similarly to the Jews were used to living under the old dispensation. Steinbeck finally completes the parallel when Casy tells his persecutors, just as Christ did, You dont know what youre a doin. 12 Steinbeck uses other New Testament allusions in addition to that of the messiah. One of them is the final scene of the novel with Rose of Sharon. Just as Mary did, she becomes the mother of all the earth, renewing the world with her compassion and love.13 Hunter makes several conclusions from this scene. First he notes that it is an imitation of the Madonna and her child, baby Jesus. He also states that by giving life to the stranger she is symbolically giving body and wine. In doing this she accepts the larger vision of Jim Casy and her commitment fulfills the terms of salvation according to Casys ultimate plan.14 Geismar notes the symbolic meaning of the final scene. He states that Rose of Sharons sacrificial act represents the final breakdown of old attitudes and climaxes the novels biblical movement.15 According to Robert Con Davis, Steinbecks use of Biblical imagery shows a genuine sense of reaffirmation and hope in an otherwise inhospitable modern world.16 Once again, a Steinbeck novel has related the plight of an oppressed people. This time it is a parallel between the Joads and the Hebrews. The novel reflects the history of the chosen people from their physical bondage to their spiritual release by means of a messiah.17 In The Grapes of Wrath, Steinbeck does more than utilize the novel to voice his social views. He uses the novel as his medium to relay another set of his beliefs, his religious views. Warren French notes that Steinbeck feels as though traditional religion no longer enables a man to see himself as he is, that is laws are not applicable to situations in which contemporary man finds himself. 18 Sin, as he sees it, is a matter of the way one looks at things. Steinbeck illustrates this feeling best through the following quotation made by Jim Casy in the novel, There aintsic no sin and there aintsic no virtue. Theres just stuff people do.20 The overall theme of the novel is that religion is a kind of affliction. .ubf62cb3454be85b9add73b96c2827bc5 , .ubf62cb3454be85b9add73b96c2827bc5 .postImageUrl , .ubf62cb3454be85b9add73b96c2827bc5 .centered-text-area { min-height: 80px; position: relative; } .ubf62cb3454be85b9add73b96c2827bc5 , .ubf62cb3454be85b9add73b96c2827bc5:hover , .ubf62cb3454be85b9add73b96c2827bc5:visited , .ubf62cb3454be85b9add73b96c2827bc5:active { border:0!important; } .ubf62cb3454be85b9add73b96c2827bc5 .clearfix:after { content: ""; display: table; clear: both; } .ubf62cb3454be85b9add73b96c2827bc5 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ubf62cb3454be85b9add73b96c2827bc5:active , .ubf62cb3454be85b9add73b96c2827bc5:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ubf62cb3454be85b9add73b96c2827bc5 .centered-text-area { width: 100%; position: relative ; } .ubf62cb3454be85b9add73b96c2827bc5 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ubf62cb3454be85b9add73b96c2827bc5 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ubf62cb3454be85b9add73b96c2827bc5 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ubf62cb3454be85b9add73b96c2827bc5:hover .ctaButton { background-color: #34495E!important; } .ubf62cb3454be85b9add73b96c2827bc5 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ubf62cb3454be85b9add73b96c2827bc5 .ubf62cb3454be85b9add73b96c2827bc5-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ubf62cb3454be85b9add73b96c2827bc5:after { content: ""; display: block; clear: both; } READ: Organizational behavior Essay21 Once again, Steinbeck has embodied a serious problem of society in a beautifully structured novel. It is through the use of Biblical allusions and imagery that he gives The Grapes of Wrath a powerful message along with pure artistic genius.